Hi What is the lowest amount that they would accept on a IVA is there a min amount that you have to pay , debt is £80000.00 and payments of £459.00 has been calculated , but my circomstances will change in the next 3 months as both my kids will have to attend nursery. The credtors have voted and the...

Hi Kes , James Thanks for that the other question I have is private schooling for my daughter , not sure if this will be approved not the best school in the catchment area , and also my mother in law's health is not the best so she can't look after both kids so one has to go to school or nursery she...

Thank you for the answer , I do get tax credits and child benefit which is not much £86 TC and £120.80 CB, this is not a lot if you think how expensive chilcare is very difficult situation if kiddies are small. Another question , can they sell my car as this is on HP and 21 months left to pay I wrk ...

If I enter a IVA can my kids still attend private school my daughter is 3 years old and the school I want to send her to is cheaper than Private Nursery and I do not qualify for Working Tax Credits as we earn to much for that , and also my mother in law will be looking after my baby as I can't affor...