<t>IVA completed Nov 2017, completion certificate arrived Sept 2018. Ppi dealt with during iva and authority to pursue and include any post via realizations. Now received new request for authority from a new company. First Dispute Management Limited on behalf of Aperture. I am happy for Aperture to ...

<t>Hi All,<br/> Last IVA payment made November 2017. Was DFD but got swallowed by Aperture 2 months before final payment. Despite numerous emails and few calls with promises in last 3 weeks still no Completion Certificate.<br/> Feeling trapped can't remortgage to better rate can't drawdown pension f...

<t>After the last payment into our IVA in Nov, 2017 we waited 6 months before enquiring about our Completion Certificate thinking this was the accepted timescale to process completion. During this time DFD is transferred into Aperture . After an enquiry e-mail to Aperture in May 2018 they said IVA w...