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by apog
Tue Jan 15, 2008 12:03 pm
Forum: postings for january
Topic: Nervous!
Replies: 11
Views: 1412

Would i have to offer 50% of my overtime? So now in the IVA do you put money in savings? or is it still really tight and have to watch every penny you spend?

apog
by apog
Tue Jan 15, 2008 11:39 am
Forum: postings for january
Topic: Nervous!
Replies: 11
Views: 1412

HSBC Loan - 13,500 HSBC cc - £5,500 Halifax - £800 Mint - £1,500 Northern Rock - £2,000 HFC - £1,100 Total - £24,400 approx If i pay all my minimum payments. I have no money left over from my salary. So i have to do an extra 55+ hrs overtime to pay for my car, rent, phone bill, travel. I have no mon...
by apog
Tue Jan 15, 2008 10:51 am
Forum: postings for january
Topic: Nervous!
Replies: 11
Views: 1412

thank you so much. I have not told my parents. But my partner is very supposrtive and has offered me alot of help. But i think this is something i need to get through myself otherwise i will never learn. But i am so nervous because i'm so young and have been so naive in the last 3 years. One quick q...
by apog
Tue Jan 15, 2008 9:20 am
Forum: postings for january
Topic: Nervous!
Replies: 11
Views: 1412

I have got my first meeting with my IP today. Really nervous because i don't know what to expect. I am still very wary of the whole IVA programme. Never thought i'd get this bad and always thought i had it under control but clearly didn't. I had to get everything ready last night today. I was openin...
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