Hi! We have joint IVA. my husband had recently changed work and his income is reduced(£400/month less than before). Hence, to make up with this, he entered as part time life insurance agent, on commission basis. But then this part time is not guaranteed income. This month has covered the difference ...

Thanks Michelle. will have a go then. Fixed rate is better I think.

Thanks Foggy! So you think it is fine for us to go through with the renewal of the mortgage deal? We are a bit worried that the interest will shook up high due to us being on IVA.

<t>We recently started on IVA and we are nearing the end of our mortgage deal(fixed term)the bank send us mail regarding this. Do you think we can try getting a new deal? Or will be unlikely to get approved due to IVA?The bank letter states that no new credit or affordability checks if we stay with ...

<t>Our IVA was approved last 23may2018 with few modifications discussed to us verbally. Today I received an email regarding the modifications made by the creditors and thats fine as changes did not affect the amount we are due to pah each month. Just a question, I have noticed the figures of our deb...