Thanks to you both for your replies, no disrepect to anyone else but I rather hoped you'd both reply. We do not have any joint debt, I have credit in my name, and husband has credit in his. As for the car, it is solely in my husbands name. We only want to keep it as not only do we have any money to ...

Hi all, I am new to this forum and would really appreciate some help. My husband and I entered into an IVA on Feb 28th 2007 on a debt of £35000. When we initially contacted Debtmatters they assured us that the monthly repayments would be no more than £350. Great, or so we thought. A while later DM a...