Search found 7 matches

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by iain200
Mon Aug 05, 2019 4:21 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA has been going on for over 7 years and still not completed
Replies: 1
Views: 2038

<t>£27432 debt £27432 paid. <br/> Told I had to remortgage and release a further £13000 fees etc and to pay 100p in the pound.<br/> IVA finished March 2018 no contact from company, they have put me in touch with a partner company who have offered remortgage/ secured loan at 67%APR, which I don’t wan...
by iain200
Mon Jun 17, 2019 4:59 pm
Forum: Ask IVA Forum and Industry experts
Topic: Feeling ripped off
Replies: 3
Views: 2821

<t>I have been unable to get a re mortgage but have been offered a loan by a company recommended by my Iva co, there fees are£5000 for a 26000 loan.<br/> This was to release equity in my home but a year after my Iva finished. My Iva was for 72 months. If I accept I will have paid 50000 for a 30000 d...
by iain200
Thu Jun 06, 2019 8:59 pm
Forum: Ask IVA Forum and Industry experts
Topic: A loan to pay off fees?
Replies: 4
Views: 3907

<t>Good evening.<br/> My IVA started in 2012 and was for six years. It was for 28000 I have paid back this amount. I am now being asked for £12000 in fees for my IVA company. They have appointed a company to get me a loan but this has ridiculous interest rates meaning my debt will cost me around 600...
by iain200
Tue Jan 15, 2019 10:35 pm
Forum: Ask IVA Forum and Industry experts
Topic: Has my IVA finished?
Replies: 3
Views: 5822

<t>My final payment for my IVA was in May 2018. I have paid back what I owed 100% £27032<br/> I was asked by Aperture to remortgage for their fees. I supplied my home value but could not get a mortgage and asked for help in July and they advised they would pass my details to a partner company who sp...
by iain200
Mon Jul 16, 2018 8:43 am
Forum: Ask IVA Forum and Industry experts
Topic: Have been told I need to release equity
Replies: 1
Views: 5041

<t>I have been in an IVA for six years £381 per month. £27032 owed. I have paid back the money owed and have no arrears.<br/> Been told by Aperture I have to remortgage for a further £8000 I have equity in my house I didnt six years ago.<br/> I have just received my annual report which says no arrea...
by iain200
Mon Jul 02, 2018 5:57 am
Forum: Ask IVA Forum and Industry experts
Topic: Why am I being asked to remortgage?
Replies: 3
Views: 5503

<t>Can anyone explain why I am being asked to remortgage <br/> 6 year IVA £ 381 per month (nothing missed)<br/> Total debt £27032 <br/> 6 years debt paid repaid £27032<br/> <br/> 69 pence in the pound paid to creditors<br/> Yet they still want a remortgage or another £5000<br/> Surely they have been...
by iain200
Fri Mar 30, 2018 12:38 pm
Forum: Ask IVA Forum and Industry experts
Topic: At the end of 6th year of IVA, Aperture wishes to extend my IVA by a year.
Replies: 2
Views: 5665

<t>I have come within 4 weeks of paying my IVA off. Initially it was set with DFD for 6 years at £381 per month. The debt was £27032. Some of the debt was joint and my wife paid these additionally she is not in an IVA.<br/> I have now been told that they wish to extend as there is equity in my prope...
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