Hi Foggy

I received my vouchers thank you again

Thank you

Omg :D Thank you so much. Delighted. Will be in touch via email, thank you Foggy & everyone. Just thought the amount of times I read an end of journey post I got motivated to keep going especially when it is the same IP as you, so was hoping to pass on some hope to others. Thank you again :D :D

It is finally over!!! We received our Completion Certificates yesterday :D :D To anyone starting out on their IVA journey, there is light at the end of the tunnel, we were unfortunate that Northern Rock were one of our creditors who we had a small amount of arrears with, therefore instead of the sta...

Fab thank you all

Lou

Hi All

How can I access my full credit report and not just my credit score without paying £14.99 per month for it please?

Many Thanks

OK -- so you have been given revised figures ...... Have you been given a detailed breakdown of their calculations and an explanation as to where these, supposed, arrears have arisen ? Yes we had to provide another payslip each and they have done their calculations from year to date information. My...

Well coming back to this topic What a mess it is :( after questioning the amount we received an email with a different amount again. When I asked for confirmation of which amount we were to pay, we were told it would be sent to a team leader. After numerous calls trying to chase it up,being promised...

Thank you Foggy for your reply. I have emailed Payplan to ask for a breakdown.

Hi Foggy I have dug out my paperwork and this is what is stated.. "A full review of income and expenditure will be undertaken annually, this must include a copy of the debtor's latest P60 together with payslips or bank statements evidencing receipt of wages for the 3 months immediately prior to the ...

Hi All We have spoken with Payplan regarding the last round up of payslips etc. I had posted a topic a while back regarding me succeeding in a full time job after our youngest starting school (Ideally I wouldn't of before the end of IVA but a job came up in my role) Anyways Payplan got in touch rega...

Hi all we are due to end our IVA at the begining of March. I have the opportunity to now start working full time as my youngest has just started school & a full time position has become available in my current job. I would receive the increase in wages from 20th Nov. How would it work? I know I have...

Thank you everyone

So we had been contacted by our IVA Provider to address the equity clause. We obtained our mortage redemption certificate & got a local estate agent to do our valuation. I recieved it late on Friday. Emailed both to payplan today & within 3 hours had a reply to say they would review it and be in tou...

Waiting on a reply Kallis so fingers crossed it is in our favour