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by jemma
Wed Apr 22, 2020 4:50 pm
Forum: Ask IVA Forum and Industry experts
Topic: Approaching final review
Replies: 2
Views: 3063

<t>Hi there,<br/> I am nearing then end of my IVA.<br/> It started on 31.03.15 and my last payment is due in October 2020. Am I right in thinking a final review will be undertaken after my last payment? And is there a possibility I need to make more payments? My schedule states October is my last pa...
by jemma
Fri Jan 10, 2020 8:38 pm
Forum: Ask IVA Forum and Industry experts
Topic: End date to my IVA
Replies: 2
Views: 2332

Hi
My IVA was started in March 2015 however my last payment is October 2020. Is the end date March or October please? I d like to know when it stays in my credit file until as I know it’s 6 years but not sure if it’s from when it started or when the last payment is taken. Thanks!
by jemma
Sat Mar 03, 2018 10:06 am
Forum: Ask IVA Forum and Industry experts
Topic: Can my partner transfer funds to my account for F&F?
Replies: 3
Views: 6582

<t>Hi. My partner has offered to provide funds for a f&f settlement of my IVA. He is happy to provide evidence of the funds ie his savings account but can he transfer the money to me so I can pay the IVA company or does it have to come direct from his account to the IVA company? He doesn't want ...
by jemma
Thu Mar 01, 2018 2:27 pm
Forum: Ask IVA Forum and Industry experts
Topic: Full & Final IVA Settlement
Replies: 1
Views: 4894

<t>Hello<br/> Posted on here a few times recently.<br/> My partner has bought a house and I am considering moving in with him. <br/> He has said he will provide funds for a full and final settlement.<br/> I pay £145 and have 29 months left. However I got a pay rise 6 months ago and have submitted th...
by jemma
Mon Feb 26, 2018 11:56 am
Forum: Ask IVA Forum and Industry experts
Topic: What is a Full & Final IVA Settlement?
Replies: 2
Views: 5828

What is a full and final settlement? I am entering my third year of my IVA and pay £145 per month with approx 26 months left. Any idea what offers are acceptable? Thanks.
by jemma
Mon Feb 26, 2018 8:10 am
Forum: Ask IVA Forum and Industry experts
Topic: I am thinking of moving in with my partner. How will this affect my IVA?
Replies: 1
Views: 4495

<t>Hello! I am in my third year of my IVA (2 years to go and counting). I am thinking of moving in with my partner who has a mortgage. How does this affect my IVA as he does not understandably, want to disclose his income or have dealings with my IVA company. I would be paying half the bills, etc so...
by jemma
Tue Jan 23, 2018 9:49 am
Forum: Ask IVA Forum and Industry experts
Topic: 10% 50/50 - can you explain what this is please?
Replies: 1
Views: 3819

Hi
I am in my third year of my IVA. I got a pay rise in September and my review is in March. I've been reading on the forum about 10% 50/50 - can you explain what this is please? My income since September has risen so on paper, my monthly wage has increased by £200.
Thanks
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