What happens next? I know the IVA completion certificate takes 3 months. The IVA was only started last year in August so I know it takes 6 years to drop off my report. Thing is I want to start building towards a future. Husband has a mortgage and I live in his house and we would like to buy together...

Thank you. This forum has kept me sane so far

What does this mean? They have the original proposal next to the proposed revised estimate. Original says estimated dividend 17.40p in £ and proposal says 18.97p in £ so does this mean they are getting a better offer than my original Iva terms? My creditors meeting is on the 21st of March and I’m so...

I submitted all relevant information to StepChange in regards to a full and final Settlement. The money is ready and waiting and apart from a letter 10 days ago saying it’s been received I haven’t heard anything else? I’ve called 3 times and been told it’s with the variation team. I sent husbands pr...

I’m just starting a full and final settlement to clear my IVA. I’m just wondering what proof the 3rd party needs to provide. Is an internet banking print out suffice?

Thank you! I didn’t even know you could offer F&F settlements until very recently I’m hoping I can be fee of the IVA terms soon and back to repairing my future. I have learnt a big lesson

I’m going to offer a F&F settlement. I owe a relatively low debt if £13k and have agreed payment of £95 per month so in total would pay back to them £5700. I have paid into my IVA £665 so I was going to offer £5k based on the presumption I will be paying about 2/3 months of £95 during the proposal p...

Thank you

Not sure what happened there but I had to re register. Yes his accounts are in order, my IP office is closed today so just wanted to find out if it’s possible before I contact them to discuss. Would he have to take the loan out and have available in his bank account prior to acceptance? Is it diffic...