I was nowhere near limit on borrowing so could have easily borrowed more but the day before completion they said I shouldn't ask lender as he would vary interest rate.

I just can't believe I am immediately £1000 in the red - what was the point?

Just completed on a remortgage to end IVA early. Advised yesterday - day before completion that there is not enough to settle IVA and pay fees to solicitor and facilitator. They were the ones who decided what the remortgage should be for amountwise so now I kick off being IVA free and have to find £...