aaron845 wrote:

i have spoken to another company i have gambling on my bank statements will this effect my application for IVA

Hi, I gambled £5/£10 per week and had to show 3 months clear of this on my bank statements. I first made contact to StepChange in September and my iva was accepted yesterday. Good luck

Shaun Vickery wrote:

Thanks Foggy, that's what I suspected, it may be significant in this case.

I sent all the signed documents today so hoping the creditors meeting will be in January and the pay rise will come into affect in February.

If that’s the case, would it be 50%?

Thanks

Okay, thanks for the info guys.

Nice to know that we will see a increase in our income which will help us out greatly.

Thank you for your reply, and also you do a great job on the forum.

I was so down before deciding to go down the IVA path, but after reading this forum night after night I feel there may be light at the end of the tunnel.

Thanks again.

<t>Myself and my wife are looking to start a IVA early in 2018, we are currently at the drafting stage with Step Change.<br/> <br/> My wife may get a promotion in the new year and may get a net monthly increase of around £200. After speaking with Step change they say if this happens we will keep 50%...