Cheers Melanie, I'll sleep better now, ha ha!!
Valuable lesson learnt indeed.

Many thanks.

Hi there, The overdraft is for £500, currently I am £42 in to it. I recently went over due to starting a new job and not getting paid for a month in arrears and with Christmas as well. It's a relief that it is not likely to fail. I will be cancelling it ASAP and speaking with my IP to get some advic...

Hi, I've been in my IVA for just over a year now, all payments have been met. I'm new on here and have seen that you should not have a overdraft on your bank account;as it's classed as credit. I was not told this! Now i am really worried that my IVA is going to fail as I have gone in to it a couple ...