Hi There Ladies and Gents, thanks for the replies! As for your last question Melanie, the original proposal stated a particular payment per month over 5 years and out of the total contributed the creditors would receive their 43p in the pound and the IP fees would be paid. As I said above, this prop...

Hi, I am currently coming up to my 2 year anniversary of a 5 year IVA. the original debt was quite substantial and I struggled to keep it up and an IVA seemed the best option to remove stress and tie everything off in a manageable way. The original proposal of around 43p in the pound was rejected an...