Hi everyone :) I took out an IVA in March 2017. With the help of my parents I offered a full and final and it was accepted in Jan 2018 this year and certificate was sent 2 weeks later. I am 26 & now have quite a lot of savings building up and in the next couple of years will be looking to get a join...

Thank you everyone - it came through this morning via email and also been sent a copy.

Never been so happy!

Hi all,

My full and Final was accepted and paid on 19th December- yay!

I was just wondering what your experience was with receiving completion certificates with them?

I’ve seen on here that they can be quite quick! How long did you guys have to wait?

Thank you!

Well done great News just before Christmas, we received our completion certificates from CF 14 days after our F&F was accepted in July they were brilliant, our names came off the register exactly 3 months later. :lol: xx Thanks for your help HarrysMummy! Your last 2 posts have got me through this a...

I just want to thank you guys for all your support. Reading this forum daily gave me such a good feeling to know I wasn’t alone! My full and Final was accepted this morning after only being in an Iva since March - thank the lord for the bank of Mum!! I’m going to call later today to make the payment...

Sounds like a great offer, CF were fantastic dealing with my F&F offer in July this year, I had 6 payments left to make of £210 + a 12 month extension for equity so £3780.00 outstanding and my offer of £1380.00 was accepted by all creditors. I received my CC really quickly and our names fell off th...

I’m with CreditFix!
They have been really helpful so far. They don’t tend to answer emails but they are super helpful on the phone and online chat. Haven’t had any issues so far..

That is a very generous offer and will most likely get accepted. You are saving them 4 years of admin costs as well as getting them the money they are expecting ( actually more) 4 years earlier ! I would have ventured a lower offer would have been acceptable -- but of course -- the higher the more ...

Hi guys - Just made an offer to CreditFix to put forward my full and final payment offer. I have 48 months left on my IVA which I calculated as 48 x £123.00 = £5904.00. I have offered £6,200 as my mother kindly offered this amount to pay it off. What do you think my chances are of it being accepted?...

<r>Hi everyone - I’m new to this so please bare with me!! <br/> I’m currently in an IVA with Debtfix - all been really pleasant so far! Next year I want to go back to university full time and therefore won’t be working!<br/> I spoke to debt fix regarding how much it was cost to settle early and they...

Hi everybody! New to this so please bare with me. So basically I want to become a teacher which means leaving full time work. So I contacted CreditFix and asked how much I’d have to pay to pay in full so they told me £6642.00 (got all this on record). Today I proposed a email explaining that my kind...