Foggy wrote:

Yes -- all creditors are included in the IVA whether they vote or not if the IVA is accepted.

Thanks for the confirmation I thought they were just wanted to check.

If creditors don’t vote at the creditors meeting are they still paid a percentage from my monthly payments?

That’s great news! I am so pleased you you both

My IVA was approved at the beginning of the month, my first payment is not due until the beginning of December. I didn’t pay anything during October to my creditors I informed them all I was going through the IVA process and they were all understanding and helpful! I agree with everyone else put the...

I had my creditors meeting at 10am on the 3rd November, I received a phone call at 11am to say all had been approved so hopefully the company you are using will not keep you hanging around too long!

Good luck

<t>I have had my creditors meeting this morning and my IVA has been approved! I am so happy and can now see a light at the end of the tunnel. I just wanted to share my experience with you all. I have been reading the posts on here for months and it has really helped me through a really stressful tim...

Coline81 wrote:

Congrats! My meeting is on the 20th I will be so relieved if it gets approved and there is finally light at the end of the tunnel. Have a celebratory drink tonight

Thanks I intend too... good luck for the 20th, keep us all updated!

Foggy wrote:

Congratulations and welcome to your journey ! Never be afraid tio ask questions we are usually lurking here most times

Thanks Foggy your advice in posts I have read has been invaluable!

I wanted to share with you all that my IVA has been approved today and I feel like a huge weight has been lifted off my shoulders. I have been reading the forum for weeks and it has helped me to know that I am not alone. I used Gill Wrigley at Unity Coporation and they have been brilliant from start...