Search found 19 matches

Search found 19 matches Page 1 of 2
by anthony
Fri Feb 22, 2019 5:35 am
Forum: Ask IVA Forum and Industry experts
Topic: Do I cancel my payments or not?
Replies: 8
Views: 8442

Hi David,
Just done a quick google search and your right Debt Free Direct was sold on to Aperture.
Their number is 0333 939 7920, but call early and be prepared to wait a little... Hope it helps
by anthony
Wed Feb 20, 2019 4:38 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA register
Replies: 10
Views: 7941

Congrats - On wards and upwards.
I know its a small thing to some, but knowing your name is not out there in public for anyone access made me feel a lot better. Good luck for the future. :D
by anthony
Sat Feb 09, 2019 4:32 am
Forum: Ask IVA Forum and Industry experts
Topic: Completion certificate. Yay!!
Replies: 7
Views: 6992

Congratulations - All the best for the future.
by anthony
Mon Feb 04, 2019 4:53 am
Forum: Ask IVA Forum and Industry experts
Topic: Gift from Grandma HELP
Replies: 4
Views: 5455

Hi just my opinion. If it goes into your account as far as I am aware it will be classed as a windfall and deducted accordingly. Do not open a second account and not tell the IVA this is fraud and could amount to the IVA being invalid. If the gift is given to your mum that is between your mum and gr...
by anthony
Wed Jan 23, 2019 4:49 am
Forum: Ask IVA Forum and Industry experts
Topic: Why is my name still on the insolvency register?
Replies: 14
Views: 6854

Hi my last post on this subject anyway. I just wanted to clarify one point, as I said my name is now off the Insolvency Register. As I mentioned I contacted Aperture and the Insolvency Register direct, as well as being removed from the register I now have received responses from both. The first from...
by anthony
Fri Jan 18, 2019 5:09 am
Forum: Ask IVA Forum and Industry experts
Topic: Freedom from Insolvency Register
Replies: 6
Views: 6034

Congrats - Great news, enjoy the debt free future :-)
by anthony
Wed Jan 16, 2019 10:14 am
Forum: Ask IVA Forum and Industry experts
Topic: Why is my name still on the insolvency register?
Replies: 14
Views: 6854

Great news, one day after posting on here and contacting the register direct my name has been removed :-)
Thanks for all the help and advice guys (and Gals) keep up the great work.
by anthony
Tue Jan 15, 2019 10:27 am
Forum: Ask IVA Forum and Industry experts
Topic: Why is my name still on the insolvency register?
Replies: 14
Views: 6854

<t>Good Day All,<br/> My IVA finished in August and I received my Certificate of Completion on the 12th October 2018.<br/> I have been checking the insolvency register frequently but my name is still on there, it has now been over the 3 month from the date of issue. I have contacted Aperture to find...
by anthony
Mon Oct 22, 2018 1:29 pm
Forum: Ask IVA Forum and Industry experts
Topic: Good service with Aperture
Replies: 4
Views: 6080

<t>Well finally all over, as my last post read I had paid my last payment on the 26th August but I had read a lot of worrying things about closures being dragged out.<br/> Lucky my worries were unfounded, on the 2nd Oct I received and email saying my fifth year review had been completed and was bein...
by anthony
Mon Sep 03, 2018 11:08 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA ad visa application
Replies: 3
Views: 5456

Hi, From experience there is a section that asks are you / or have you been in an IVA or Bankrupt on a residents visa application however not on a tourist visa (2 or 5 years). This is also applicable to the sponsor, if the person is not coming in on their own financial supporting documents. Whether ...
by anthony
Mon Sep 03, 2018 11:00 am
Forum: Ask IVA Forum and Industry experts
Topic: Last payment has gone today
Replies: 9
Views: 5831

Well done...onward and upwards:-)
Doesn't it feel great not to dread the postman's visit :D
by anthony
Tue Aug 28, 2018 12:33 pm
Forum: Ask IVA Forum and Industry experts
Topic: Final IVA Payment
Replies: 3
Views: 5190

<t>So today I made my final payment in accordance with my last review (month 63). I am still waiting on the 5 Year and final review which I submitted the docs for in June, but I was told it would be done after the arrears are paid (hence the additional 3 months).<br/> I think it’s the first time sin...
by anthony
Wed Aug 22, 2018 5:40 am
Forum: Ask IVA Forum and Industry experts
Topic: PPI and Aperture
Replies: 13
Views: 6413

Hi, I am having the same issue with Aperture. I received a letter stating from Barclays I was getting PPI claim from them however it would be sent to Grant Thornton (now Aperture). Admittedly this was in 2013 when I just started my IVA, I thought nothing of it until recently, as my IVA finishes this...
by anthony
Wed Jun 27, 2018 5:53 am
Forum: Ask IVA Forum and Industry experts
Topic: As the end of my IVA draws near ....
Replies: 4
Views: 5989

Just an update, A couple of days after my first post received the request for the documents for final years review. All sent now, just waiting for response. One question, as mentioned my IVA was extended my 3 months to cover missed payments. Will it be erased off the credit file 12 months after the ...
by anthony
Sun Jun 17, 2018 6:20 am
Forum: Ask IVA Forum and Industry experts
Topic: As the end of my IVA draws near ....
Replies: 4
Views: 5989

<t>Hi I think I have asked this before, but just looking for any confirmation.<br/> I have made my 60th month payment in May, but due to missed payments previously (agreed with them) I have 3 payments left meaning final payment due in August.<br/> Based on my last annual review my payments increased...
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