Thank you, that has put my mind at ease. We have £83,000 left on our mortgage and our house is valued at around £150,000 so I believe we could release equity. As things stand are we likely to be accepted for a remortgage?

I must admit I’d rather pay an extra 12 months on the IVA. Thanks

I’ve just had my 4th year review and have received a letter saying an initial review indicates that you should be able to release equity. My details have been passed to The Select partnership who will process this further. Is it normal for an outside firm to do this work and what exactly will they b...

Hi all, 1st post. We've been in our IVA for 11 months now & so far all is going well. The advice we'd like is regarding my wife's phone. We both currently have sim only £9 a month we got as we entered the Iva, my wife's phone is now broke and we were hoping to get a small contract £10-20 per month b...