Just to update you all the credit companies have now taken the iva off my records just over a month after my completion certificate but my name is still on the insolvency register. I’m happy as my scores are quite good. Will I need to wait until my name comes off the register before I try and build ...

Thank you. Will give it a try.

thanks for the fast reply. Looks like I’ll just have to be patient then. Very annoying though waiting 3 months just to have your name removed from a list.

Hi, just looking for a bit of advice. I have recently received my completion certificate which is dated 3/11 and the insolvency register has been updated and it now says completed on 03/11. I have opened disputes with noddle, Experian and equifax to get the Iva removed from my credit reports and sen...

We were with freeman Jones and also received the same letter and our completion certificate came five weeks later Hope this will relieve some concerns Thank you so much. It does make me feel a lot better. I was panicking when I got the letter as it was very vague. I assumed it meant my iva was carr...

Yes, I did. It's perfectly normal and gives them an appropriate time scale to complete, although my was very quick. I have nothing but praise for FJ. They have been brilliant. Hope you had a similar experience? Oh that puts my mind at rest now. Thank you. My iva has been very straight forward. Neve...

Dear all. I have finally completed my IVA after 6 gruelling years. Last payment 28th July, completion certificate today!! I don't know if there are any reps from Freeman Jones on this forum (my IVA provider), but I would just like to publicly state how fantastic they have been. The communication ha...

It would be good for anyone else who had one of these letters from freeman jones to comment to share their experience of how long it took to get the completion certificate..

Thank you. I will call them on Monday to find out why. When I called them last week ( the date of my last payment) they did say I have to keep sending them my wageslips until the end of this month even though I have paid my last payment. Which I thought was a bit strange as I assumed the arrangement...

Thank you for the fast reply. I haven't missed a single payment and never had a payment break etc so not sure why they've extended it. As long as I don't have to keep paying for the next 6 months and sending wage slips etc.

Hi, I have been with freeman jones for 6 years in an iva. Just made my last Payment and received a letter today saying that the duration of the agreement has been extended by 6 months to allow my supervisor to finalise the administration or the arrangement. What does this mean? Do I have to keep sen...