Thanks foggy onwards and Upwards.

Thank you for all you help.

Just thought would let you all know recieved my compeltion certificate on Saturday about 3 weeks after full and final was accepted.

Carlos have you received your completion certificate yet wondered how long they where taking to issue the certificate at the moment.

Hope you have reci bed your compeltion certificate. Am looking to move out but needed compeltion certificate before move.

They are good mate ring them give details I did once 30 months in. Payments are about the same as I was paying and pay for remaining amount of time. They checking bank and wages to see if can afford then offer the money to IVA company and go from there. My full and final been accepted just waiting o...

Yep hope doesn't take to long to get completion certificate. Will keep you all updated on the process and how long took.

Thanks foggy and everyone for your help over the years.

Thank you for all you help. Took out sprout loan and called variation full and final.

Has been accepted thank you for all you help have given me over the last few years.

This site has help me amazing

I passed cr fit check and had been in IVA for a year when needed to rent a place. Some rent company's might find it a good thing as guaranteed to get paid as this is put into your IVA rent payments.

Best of luck with search on renting.

Cheers for reply foggy. Any idea what sort of creditors don't usually accept
?

I am currently 28 months through my IVA. Been looking at taking out a sprout loan at month 30 they said could call them back. As hoping to move back in with partner and children after split up 14 months into my IVA and alot better now. Sprout loan seemed a good thing as this year she would go to wor...

Moved out over a year ago split up. Me and partner and happy again and thinking of moving back in when do new income will they want to do a review as payments won't change at all. Or best to wait until have sorted loan out with sprout loans in march until move back in. Don't know what best to do as ...

You will have to do your income and expenditure again. As if you having second child food costs and everything will go up. And may come out about the same as the payments are now.

Will be able to claim more money for things with a new baby.

Ki

I have been in my IVA for 2 years.

Last year had to rent somewhere and family split and didn't pass d credit check.

All different places are different so best to check. All can do is try and rent and see what they say.

Would offer a full and final offer of about £3500 hopefully they accept that and can move forward

Hi there when I went into my IVA I was with tsb for one and opened a reward currant account with Halifax and a current account with nationwide before the IVA started and both have been ok since