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by Whitegold
Thu Feb 23, 2012 8:13 pm
Forum: Ask IVA Forum and Industry experts
Topic: Equifax
Replies: 62
Views: 8440

I had 2 defaults due to come off on 30th Jan, they weren't removed until 9th Feb, I was checking daily!
by Whitegold
Thu Feb 23, 2012 8:04 pm
Forum: Ask IVA Forum and Industry experts
Topic: Equifax
Replies: 62
Views: 8440

Still haven't heard anything. They really are useless, aren't they!

A default should have come off today (didn't bother amending the dates to the 6th year anniversary) but it's still there!

So defaults don't drop off automatically! [V][:(!]
by Whitegold
Sat Feb 18, 2012 2:32 pm
Forum: Ask IVA Forum and Industry experts
Topic: Equifax
Replies: 62
Views: 8440

No, nothing.
by Whitegold
Mon Feb 13, 2012 7:11 pm
Forum: Ask IVA Forum and Industry experts
Topic: Equifax
Replies: 62
Views: 8440

I've just checked the register and all is okay, not on there. Mine is showing on court data section. This seems to be a big problem - not good!
by Whitegold
Mon Feb 13, 2012 1:10 pm
Forum: Ask IVA Forum and Industry experts
Topic: Equifax
Replies: 62
Views: 8440

It ain't automatic, i had 2 defaults that should have been removed on 30th Jan. They didn't go until 9th Feb, i was checking daily.
by Whitegold
Sun Feb 12, 2012 12:42 pm
Forum: Ask IVA Forum and Industry experts
Topic: Equifax
Replies: 62
Views: 8440

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by vince666 I'm wondering if the Insolvency Service managed to send incorrect information to the CRAs Yeah maybe, that crossed my mind this morning when I saw it wasn't working. Up until Thursday morning,...
by Whitegold
Sun Feb 12, 2012 12:40 pm
Forum: Ask IVA Forum and Industry experts
Topic: Equifax
Replies: 62
Views: 8440

KayKay, I 'asked a question' on Thursday morning, I haven't had a response as yet.
by Whitegold
Sun Feb 12, 2012 12:35 pm
Forum: Ask IVA Forum and Industry experts
Topic: Equifax
Replies: 62
Views: 8440

Mine appeared on report on 9th Feb, i had been checking daily as was waiting for some defaults to be removed. The insolvency register was working, i checked it that morning and I wasn't on there.

God, if I'm back on the register I would be sooooo angry!
by Whitegold
Sun Feb 12, 2012 12:32 pm
Forum: Ask IVA Forum and Industry experts
Topic: Equifax
Replies: 62
Views: 8440

I came off the insolvency register 11th November 2011 which is when it was marked as satisfied on my credit report. In January it had been deleted and now it is back saying it is a current IVA. My IVA is well and truly complete, final report and completion certificate were issued 28th October 2011 a...
by Whitegold
Sun Feb 12, 2012 11:24 am
Forum: Ask IVA Forum and Industry experts
Topic: Equifax
Replies: 62
Views: 8440

It just seems crazy that they would mark it as satisfied and then remove it only to put it back again as a current IVA!
by Whitegold
Sun Feb 12, 2012 11:00 am
Forum: Ask IVA Forum and Industry experts
Topic: Equifax
Replies: 62
Views: 8440

I'm in the process of cleaning up my credit files at the moment - my IVA is complete and the 6 year anniversary was on 30th January 2012. I'm not wanting any credit but feel it is important to get it all cleared up for the future. I'm keeping a close eye on it all as I am waiting for defaults to dro...
by Whitegold
Wed Jan 04, 2012 5:36 pm
Forum: Ask IVA Forum and Industry experts
Topic: Equifax
Replies: 2
Views: 1091

I have just checked my Equifax credit report and my IVA has been removed from my report which is good but wait for it... my credit score had been lowered from 323 to 311. What the hell? This has made me soooo mad. [}:)]
by Whitegold
Thu Nov 24, 2011 10:50 pm
Forum: Ask IVA Forum and Industry experts
Topic: I had an IVA through Grant Thornton. Should I be chasing up certificate ?
Replies: 23
Views: 3880

It took me 6 months to get my cert from GT. I'm grateful for all Karol's help but 6 months is far too long to wait in my opinion. Was a very good feeling when it came and even better 2 weeks later when I was removed from the register.
by Whitegold
Tue Nov 22, 2011 10:34 am
Forum: Ask IVA Forum and Industry experts
Topic: I'm very happy!
Replies: 21
Views: 3061

Just checked back to my Eqifax report, didn't realise you have to 'order' a new report after logging in to get the most updated report... anyway my IVA has been marked Satisfied with them on 11.11.11 plus some of the defaults have been marked satisfied too. Nothing has changed with Experian though.
by Whitegold
Sun Nov 20, 2011 5:54 pm
Forum: Ask IVA Forum and Industry experts
Topic: I'm very happy!
Replies: 21
Views: 3061

Mmm, I thought it was the insolvency service that have to mark it completed though?
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