we are with Debtfreedirect. We are worried sick that we are going to be in trouble for not having a review should we ring them and ask them why ?

We missed Decembers payment but can pay it in January so no problem? also we havent had our review sincew last september when it was due they didn;t send us a form and we didn't remind them ,last year my partner earnt a couple of grand more but l had to have three months off work with a bad illness ...