I doubt I'd be lucky.
Thanks for your information as always guys.

Im on annual leave now, so they'll have to wait before I contact them. Although, they usually send an email followup with all their messages, which I haven't had, but they're usually for things like you're in arrears and you're not because of the letter time delays. So, is that the case, if a PPI is...

So in short, I think I'll ignore the message from them. A PPI was paid into the IVA and there isn't anymore to get as far as I'm concerned. They contacted me just after I received the completion certificate on this, which wasn't fruitful for them then, so this is outright abuse of my contact details...

I have to say, Foggy and Kallis3 are very patient with people on here. Especially when information comes in a very mish mash format....

Hi. I just want to know is it common to still receive messages from your DMP company, once your plan has been settled and no longer on the public register? Ive just had a text message to call them about a PPI refund. What money was proven misold, has been long paid to them, so unless they're going t...

I have been debt free since February of this year and ive also just sold my house last week. I went onto my credit score and although the house is sold, it's still showing I have an open mortgage account with a £68K debt. When I called the lender last week, to inform them not to send anymore post to...

Just a general question/poll really. Do people think the current ruling that any unclaimed PPI automatically goes into your IVA, if it wasn't 100% paid off, would change or be further investigated dependent on individual cases and the money be paid to the debtor, between now and the deadline of Augu...

I thought GT was something to do with Northern Rock. His name was part of my creditors names, unless he has fingers in other pies too...

Thanks for that collective info.

Also, check all 3 credit reference agencies and it should show you who your creditors were as they will stay on your record for six years. I keep seeing this on the forum. So, if your IVA ran for the full 6 years, should your details still be on the credit file? Or you mean 6 years after it finishe...

Thanks for your info. Very helpful.

Just as well, I won't be going to any lenders in the near future and I didn't have credit cards or things on credit. At least not since 1997. I was thinking more about buying things in full, which I've done for the past 22yrs. Shops will think I don't have the money to purchase there, just based on ...

I only ask, as I've looked at my credit file and it says my IVA is active. Now, anyone looking at that, would think I'm still paying money to my creditors and in a debt management plan.
Not good.

Hi. Just a quick question. What should your credit file say ONCE, your IVA is completed/Certificate?
Active or Completed.
Thanks.

Hi.
I spoke to an IP at Payplan, who confirmed it is indeed my completion certificate, so they must be sending out a new style nowadays, or it's just their version. Id be interested if others who have received theirs are the same.