Firstly it is not a joint IVA but an interlocking one. Some companies are quicker than others with completion. Insolvency Register will clear within 3 months of completion. But is the fact that it still states DFD on the insolvency register as the IP a problem, or not? Is that within 3 months of me...

Firstly it is not a joint IVA but an interlocking one. Some companies are quicker than others with completion. Insolvency Register will clear within 3 months of completion. But is the fact that it still states DFD on the insolvency register as the IP a problem, or not? Is that within 3 months of me...

Hi all, and sorry for what might be a long post/question! IVA started in Feb 2012 Final payment made Dec 2018 (nearly 7 long years of hell) Was originally with DFD, then taken over by Aperture When I made my final payment to Aperture on 10th December 2018, I had already sent in the necessary documen...

Stay with it - so close now ! Thank you! It’s been a very difficult period of time, near on 7 years by the time we make the final payment in December this year. It’s almost been the death of my husband who now suffers poor health as a result of the stress and anxiety it has caused. I cannot settle ...

Thanks Foggy. I wasn’t aware that a further fee would be involved and that’s the last thing I need. I will just carry on paying monthly until December then, and hope to get a completion certificate soon after.

<t>I am in the final year of an IVA (been a long hard slog,, as paying in since Feb 2012) and this is the final year, in lieu of equity. Final payment due December 2018. With Aperture (previously DFD) and when i asked if i could pay off the last few months in one go (family member has offered to pay...

Thanks Foggy, that's helpful. And I take your point about it being a less expensive option by being in the Iva rather than out of it. I just was looking forward to being debt free from December to then realise that it won't be quite like that!

<t>Hi all, I'm new to this forum so please bear with me!<br/> My husband and I entered into an iva with DFD in December 2011, making our 1st payment in February 2011. Due to some missed payments in 2013 due to my husband being seriously ill, we have been told our final payment will be in December th...