Search found 121 matches

Search found 121 matches Page 1 of 9
by elldina
Wed Mar 31, 2010 8:48 pm
Forum: full and final settlements
Topic: iva f+f advice
Replies: 11
Views: 3019

my hubbys parents live in spain 6mths and his father works in the uk 6 mths he uses our address for his uk bank statements and wage slips he'd have passport as photographic id and but his other id like utilities will be in spain which he wont return to until november unless he uses his bank statemen...
by elldina
Wed Mar 31, 2010 8:00 pm
Forum: full and final settlements
Topic: iva f+f advice
Replies: 11
Views: 3019

hi everyone if we go ahead with a f+f what evidence do ips need that money is from parents would cheques from parents be enough with a covering letter as i know when we speak to parents they probably would not want to show bank statements etc both sets are solvent retired and semi retired and have s...
by elldina
Wed Mar 31, 2010 2:00 pm
Forum: full and final settlements
Topic: iva f+f advice
Replies: 11
Views: 3019

i would also continue it if it was mine alone but its a joint iva and hubby says he wants it left if we left so am battling with him about that thats why i feel a f+f would be better if its possible i must now talk to him and see if he is willing for us to approach our ip and get facts and figures t...
by elldina
Wed Mar 31, 2010 1:34 pm
Forum: full and final settlements
Topic: iva f+f advice
Replies: 11
Views: 3019

hi jan , sorry am a fair weather friend i only appear with worries am ok but am getting so worried about this as been having a few rows with hubby as he wants to up and leave everything if he gets a job offer which i will not do so with that reason alone i would like to go for a full and final , i'm...
by elldina
Wed Mar 31, 2010 1:13 pm
Forum: full and final settlements
Topic: iva f+f advice
Replies: 11
Views: 3019

hi all i only seem to appear when ive a question my hubby has just had a job recruiter contact him with regards working abroad as his trade is on the critical skills list in a few different countries obviously he wants to go for any job offered but i m having sleepless nights worrying about the iva ...
by elldina
Wed Feb 17, 2010 10:42 am
Forum: Harrassment by creditors ?
Topic: help i don't know if in right place
Replies: 25
Views: 13433

jan your guess could well be right ;) so far call free ,i wasnt scared or worried i just wanted to report him to a supervisor/ manager for his unproffesional behaviour . i think its ridiculous that people that do harrasing calls using withheld numbers are protected and the phone companies won't/dont...
by elldina
Tue Feb 16, 2010 7:00 pm
Forum: Harrassment by creditors ?
Topic: help i don't know if in right place
Replies: 25
Views: 13433

police have been taken details think its a legitimate company and initially legit call put then became flipant and stupid , havent had any more calls since the last one this morning when i told him i was calling the police they will discuss with colleagues as to what to do next he said but he told u...
by elldina
Tue Feb 16, 2010 1:27 pm
Forum: Harrassment by creditors ?
Topic: help i don't know if in right place
Replies: 25
Views: 13433

it could be mumofthree what irritates me the most is i am not c....... s........ and my name sounds nothing like it hopefully the police will find out and he'l get a shock . if it where for me i'd give my ips name and not be bothered as much but the initial call was for a stranger and melanie i have...
by elldina
Tue Feb 16, 2010 11:35 am
Forum: Harrassment by creditors ?
Topic: help i don't know if in right place
Replies: 25
Views: 13433

he s called again twice so called local police who are sending officer round and have been told will probably be passed over to malicious calls unit
by elldina
Tue Feb 16, 2010 7:44 am
Forum: Harrassment by creditors ?
Topic: help i don't know if in right place
Replies: 25
Views: 13433

he rang again 3 times this eve my hubby answered the 1st time as we were expecting a call from his father , the bloke asked for the person again so hubby asked for his company name and his name he said superman my hubby said times must be tough superman working in a callcentre and put phone down he ...
by elldina
Mon Feb 15, 2010 3:31 pm
Forum: Harrassment by creditors ?
Topic: help i don't know if in right place
Replies: 25
Views: 13433

today got a call someone asked for a person i don't know when i said not known at this address take no off your register he said whats your name i said no you can't have it as you have intruded on my privacy and ive told you that person is not known to me he said we can help with your debt i said no...
by elldina
Mon Nov 09, 2009 11:21 am
Forum: Ask IVA Forum and Industry experts
Topic: my iva has been taken over by different company
Replies: 4
Views: 1325

hi kallis thank you we are all well am going to send a recorded delivery letter ,this has upset me a bit as all i want is to pay but felt like i was spoken down to by someone who seemed not to understand iva's and seemed to blame me for the dd not working (as far as i can see from checking online ba...
by elldina
Mon Nov 09, 2009 10:59 am
Forum: Ask IVA Forum and Industry experts
Topic: my iva has been taken over by different company
Replies: 4
Views: 1325

whilst we were in a payment break the problem being , the direct debit changed to the new company , the money was there for payment , but no money left my account so i rang them they told me to ring back as there was probably an error on their system so 3 days later when the payment still hadnt left...
by elldina
Sun Apr 12, 2009 6:42 pm
Forum: Ask IVA Forum and Industry experts
Topic: Cost of food
Replies: 139
Views: 14183

hi lone ranger my hubby does about 450 miles aweek plus 2 toll road payments a day which combined come to over £360 a mth for travelling to and from work . it was questioned but after ip took work postcode and home postcode and saw toll was only way as well was allowed no problems and public transpo...
by elldina
Mon Apr 06, 2009 7:50 am
Forum: Ask IVA Forum and Industry experts
Topic: Cost of food
Replies: 139
Views: 14183

i shop around i check the offers at all the supermarkets and aldi etc and if the offers are good and are part of my normal shop i get the offers i mainly use asda and tesco's but do get the aldi super 6 friut and veg if its what we like i cook from scratch have 2 children 12 yr and almost 2yr ( birt...
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