Thanks for all your advice my will will clarify with her IP firm, we just wanted to check 1st on the forum.

Hi I hope you can help me with this query; My wife has received an application pack to complete for an ?IVA we are just completing the income/expenditure form. My wife's debts are in her name only and her monthly income % is 36% of the whole income. Is it reasonable to put that her expenditure is 36...

Hi I successfully secured an IVA in september 2007 which was a tremendous boost. The question I have is would my wife be able to apply for an IVA, she has unsecured debts of approximately £18k the loans are being repayed but the credit cards only the monthly repayments are being made.