Many thanks Andy.

I hope you guys get some time away from the computer sometimes as you always seem to be online

That's great, thanks Melanie.

If Andy is reading, please feel free to pass my private e-mail onto Melanie.


Thanks again.

Hi Melanie,

Just wanted to check if you received my e-mail from your site? If you could let me have your direct e-mail I'll prepare / send the details.

Thanks

Hi Melanie,

I'll drop you a detailed e-mail through your web site over the next couple of days to give a full breakdown of our situation and a little more background.

Thanks v.much for all of your help so far.

Hi Melanie, Not entirely sure on the tax front as I think the rules have changed in the last budget (prior to that I think things are tapered). As an IP I guess you know better than I, though here are the figures ... - Bought the flat originally at £54k. - Was our main residence for 2-3 yrs until we...

Hi Beechy,

We've owned the flat for 13-14 years (first property we ever bought).

Yes, the business is a Ltd company.

Thanks for the info on a joint IVA - that' positive. Presumably this keeps the fees down to ensure it's more attractive to creditors?

Thanks again!

Hi All, I've recently come across this forum and it's great to see so many people coming together and supportig each other. Like many people, we find ourselves in a tricky siutation and am uncertain as to what the best way forward is. Being in debt seems to change the way you think and I find I rang...