It really is a stick the boot in situation when there are millions of people who have either had to endure Bankruptcy or go the HONEST!!! route and go for an IVA which incidentally means you are paying a substantial portion back and doing so for 5 - 6 years only to now get this other obstacle to end...

It really is a stick the boot in situation when there are millions of people who have either had to endure Bankruptcy or go the HONEST!!! route and go for an IVA which incidentally means you are paying a substantial portion back and doing so for 5 - 6 years only to now get this other obstacle to end...

I have never known such a complete and complicated shambles this all is !!! just reading your last post has depressed me a little with the insight into how this all works. I am certain it is set up this way to make it really hard for people to get credit and get refused if they even have wrong infor...

This is the other thing that is getting on my wick!!!
You have ti WRITE!!! to them asking for the things that should not be on there in the first place to be removed.
Havent these people heard of e-mails or phones and it takes upto 28 days so in the End it is all so 1920's that it is a TOTAL FARCE!!!!

There is only one word to describe these Credit Reference Agencies.

USELESS!!!!!!!

Whatever one has something on you the other one does not and these so called people at these agencies want you to go through a right old rigmoral and make you wait for days just to do something simple. The whole thing is a Total Joke and you can never get a straight answer from these faceless organi...

The whole thing is a Total Farce!!!!! and I feel sorry for anyone has to go through this Headache after completion !!!

Cheers Foggy!!! This is so p*****g me off!!! I thought it would be just a straightforward thing. I will do what you say. To get turned down for a stupid £100 credit limit Card is the Final Straw or Nail in the Coffin. I feel more Embarrased than anything!!!!. i have looked at Noddle and my IVA Compl...

Hi all, To say im disgruntled at the moment is an understatement!!!. I have signed up to Experian and Equifax for there months trial and unbeliavably they RIP YOU OFF!!! as they want £14.99 and £9.99 per month so that you can tell them about things that should have dropped your file and information ...

We urgently need to get a new car, My IVA is now 2 weeks past it's 6th year of commencement and was completed in October 2013. I have no defaults whatsoever and only have my Cashminder Account,Virginmedia and Orange Phone which are all down as OK with excellent. Once the IVA drops off will i stand a...

the saving grace of this story is that my Car even through the 5 year IVA done us proud with no massive car bills or repairs only tax and MOT was all we had to pay out. So if you are in an IVA and have a Vauxhall Astra 1.6 X Reg they last for ages!!!!. anyway i wonder how far my credit rating will i...

This is driving me mad Foggy!!!. There is going to come a time when as we all do when we need a loan for something like a car as ours is well over 10 years old i am looking to maybe next year borrowing £2000 with me putting the rest out of savings for a newer car. The car i have at the moment is hav...

It is now over the 6 year mark since the start of my IVA and all my defaults have gone.!!!! The only thing still on there doing me up is IVA Completed and start date of 12/02/14. it is now the 19/02/14 and it is still showing on my credit file. How do i get it off!!! as it is impairing my credit rat...

I should not have too as it should automatically drop off regardless

I have completed my IVA and it started on 12th February 2008. I completed mine with certificate in hand in October 2013. It is now 2 days after the 6th Anniversary of when it was agreed and started and i have checked my credit report and it is still showing on my file. I have spoken to Experian but ...