Youre not kidding about being a shock specially as its just a standard statement, no mention of just being for information only and even asks for the full balance to be paid by 22nd May 2009, although no interest is being added.

Thanks Jan,

Hadn't heard of that one, whats the thinking behind it.

Regards,
Jon

Hi all, I have been in my IVA since September 2007 and all is going pretty well. Contact with my creditors stopped very quickly yet today 20 months in I have recieved a statement from Halifax, obviously I will forward this to my supervisor but has anyone else come across this situation, have to say ...

Thanks Melanie,

I wish I was in line for a gift like that, but i was just interested to see if a gift such as that could be classed in another way, and as you state maybe it can. Is there any uppper limit on cash gifts?

Hi all, firstly can i say that i have been in an iva now for 7 months and although things can be tough compared with life before its a dream. Now to my question, as i understand personal gifts are allowed in iva's, not that i'm likely to receive one but when does a gift become a windfall, £100, £100...

Afternoon all, Just a quick question to anyone with a a co-op cashminder account, this is the first month my standing order has fallen on a Saturday and checking online nothing has been taken from my account I'm assuming this is because of the weekend and everything will be right come Monday. Can an...

Just a quick thanks to all who replied, yes it was just for a review based on additional earnings.

Hi Caraf, Yes, things are generally ok, obviously the next five years may be tough at times but taking away most of the worries allows budgetting to be easier just knowing each month what surplus income you have allows you to plan acordingly. As for saving I had managed to put aside a little for the...

Thanks again, everything has been going so well for the last few months and has been such a relief that I'd hate to think things could go wrong now.

Thanks Andy,

Thats put my mind at rest, although I can't see that mod in the Chairmans report is that still normal?

Regards
Jon

Hi all, I'm currently 3 months into my IVA and today I have received a letter from Payplan that states, "Due to a modification within your Chairmans Report your payslips need to be reviewed" and asking for my last 3 payslips. Obviously I'll send these of next week and phone Payplan on Monday, but an...