Hi,

It is a basic account but can still be used in stores etc. Just a pain when you want to draw out money and are restricted at cashpoints.

Step account does not exist anymore. Anyone who had that account (me) was downgraded to a basic account card only which allows you to withdraw from Natwest/RBS and Post Office Counters only which is not very helpful.

Thank god I have now got a proper current account again with Halifax.

Just an update people. Applied for the Halifax reward current account and accepted straightaway with no problems.

Adios Natwest!!!

Sorry to go back to an old post but wish to proceed with Melanie's old offer [:D]

How do I contact Melanie Offline??

Hi Skippy, Possibly so I will have to delve deeper in to this. Even so did not think they would still be able to hold it against you after all cleared. After all surely shown now you are a better risk with managing your debt and learning a very valuable lesson. Just annoying that back in the BLACK a...

All of my credit files are updated via all 3 Agencies. There is no debts or IVA showing on any of them so surprised I was knocked back. 6 years all gone and passed!!!

I have applied for a Halifax account so will let you know how I get on [:)]

Cheers Michael just wanted to try and stay with them as all my outgoings go out from there

Hi All, Applied for a Current Account online for an upgrade as I only have the basic account presently and I have been turned down. Letter came back saying "previous IVA/Bankruptcy" My question is how the hell would they know as it is not on any of my credit files at all. I had them all cleared up a...

Thanks everyone much appreciated

Hi Everybody, My apologies for not posting for a while but have had lot's going on and now just wanted to update you all to how great things are going and to share my positive experience of an IVA and how there is a big bright light at the end of that tunnel. I have now been in full time employment ...

Hi All,

Have not been on here for a while but really sorry to hear that Kallis is offline for the moment, totally unbelievable.

I hope this gets resolved soon and she is back doing the job she loved because she really is an asset to this forum [:)]

Hi Lynn,

Don't panic to much but get in touch with your IP as soon as you can and explain the situation. They are human beings after all and will be able to help you [:)]

Please keep us updated and let us know the outcome.

Just been having a look in from time to time on the forum and it really amazes me reading some of these posts especially ones like this. You have all been given a massive second chance to clear at least some of your debt and it seems that alot of people see it as an opportunity to try and avoid payi...

Thank you all for your kind comments, much appreciated.

Hi All, As per the subject I am finally back in work. It is only 4 weeks worth of work within Facilities Management which is my speciality but could go permanent. Good to be back working in London and to earn some decent money so you never know. Just thought I would let you all know and will keep yo...