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by madzmummy
Fri Jun 20, 2008 10:56 pm
Forum: postings for june
Topic: getting my own place
Replies: 8
Views: 1157

I have tried to say that to him - but im too soft - im going to ring my IVA people next week and tell them about me getting my own place etc etc so hopefully they will have some suggestions for what i could do or say to him.
by madzmummy
Fri Jun 20, 2008 10:46 am
Forum: postings for june
Topic: getting my own place
Replies: 8
Views: 1157

thats ok then. that is a very good question about can they be split - but unfortunately when we started the IVA we agreed that i would pay that and he would pay the rent and other household bills as the child care fees etc cam out of my bank account. He actually owes about 60% and i owe about 40% - ...
by madzmummy
Thu Jun 19, 2008 8:59 pm
Forum: postings for june
Topic: getting my own place
Replies: 8
Views: 1157

another thing thats on my mind is that i am with someone else now and if he was to move in with me - would his earnings affect the joint IVA i have with my ex partner?
by madzmummy
Tue Jun 17, 2008 3:10 pm
Forum: postings for june
Topic: getting my own place
Replies: 8
Views: 1157

As my ex partner is still living in the private rented accomodation i am waiting to move into a council property where i should receive help as we have a child together i receive the tax credits etc. Also the IVA payments will still be going from my bank account and my ex partner will be giving me w...
by madzmummy
Mon Jun 16, 2008 9:20 pm
Forum: postings for june
Topic: getting my own place
Replies: 8
Views: 1157

Hi I split up with my partner and am getting my own place in a few weeks. We have a joint IVA which started November 2007. I just want to know would i be able to get a land line, TV and broadband/ internet. I understand that this is more of the luxuries but I just want to know if it will be hard to ...
by madzmummy
Thu Dec 13, 2007 9:53 pm
Forum: the hot hot IVA topics in 2007, 20 replies plus
Topic: this is getting very upsetting and frustrating!!
Replies: 25
Views: 14852

we thought we were going to have to do that but it looks like their systems have been updated as there have been no phone calls today. i think if anyone has problems with creditors calling all the time until goodness know what time at night - infact i had a call at about 830 on a sunday morning!!! t...
by madzmummy
Thu Dec 13, 2007 1:39 pm
Forum: the hot hot IVA topics in 2007, 20 replies plus
Topic: this is getting very upsetting and frustrating!!
Replies: 25
Views: 14852

well today i think is the first day that the Hakifax have not called me - hopefully i havent spoken too soon lol

Nicky
by madzmummy
Wed Dec 12, 2007 9:32 pm
Forum: the hot hot IVA topics in 2007, 20 replies plus
Topic: this is getting very upsetting and frustrating!!
Replies: 25
Views: 14852

Hi Caraf yes - you are correct halifax did not vote so unfortunately for them they had to go with the majority which i dont think they liked. I have got some good news now though - Halifax have called me twice this evening and apologised that the system had automatically called me and said did i spe...
by madzmummy
Wed Dec 12, 2007 3:43 pm
Forum: the hot hot IVA topics in 2007, 20 replies plus
Topic: this is getting very upsetting and frustrating!!
Replies: 25
Views: 14852

Hi everyone Thank you for your feedback and suggestions. I have spoken to my IP today and they have faxed once again the chairmans report and will be following it up with a phone call. Hi caraf - we were really nervous the night before the meeting. My partner owed the most to his creditors than what...
by madzmummy
Tue Dec 11, 2007 10:46 pm
Forum: the hot hot IVA topics in 2007, 20 replies plus
Topic: this is getting very upsetting and frustrating!!
Replies: 25
Views: 14852

Hi Me and my partner have a joint IVA. All of his creditors voted - majority yes, and all my creditors except for the famous Halifax did not vote so with the majority voting yes the IVA was approved. I have had the Halifax (for the credit card and most recently calls regarding the loan). After each ...
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