HI ALL, Thanks for all the good advice much appreciated..... I have sent most of my paperwork off but I am waiting for some updated letters from my creditors. As i have been in my DMP for two years I have no recent statements from some creditors. Although I have requested them they don't seem to be ...

Thanks for the advice much appreciated. I just hope that 2008 can bring some good news to all x

DO most ivas get approved and do creditors judge you for being in a DMP prior to IVA?

I just feel so stressed out about it all. I wish you good luck for Monday!!!

I joint own my house with my friend so I think that I will have about aprox 5k equity at moment. I will release it if needed too. Creditors are: Alliance & Leiceter Barclays Halifax Creation consumer finance Choice Co-op Black Horse Egg I feel so embarrased with all those. I just hope and pray that ...

Hello all, I have today sent off my paperwork to Clearstart for an IVA. i am terrified. I have been with the CCCS for the past 2 years and have nver missed a payment to my DMP, HOWEVER i FEEL LIKE IT IS GOING NO WHERE.... Has anyone dealt with Clearstart? so far they have been excellent...... Clears...