Thanks, thats what I'll do. I am probably just being pessimistic without cause because I am so desperate for the house sale to succeed - it solves all our financial problems... provided it doesn't fall apart then I won't need the DMP so I'll hang fire for now. One other thing though, the house sale ...

Yes I thought that might be the case. My big fear (however irrational that may be) is that if the house sale falls through then my wife and I will have little choice but to opt for an IVA/DMP or declare bankruptcy. seeing as the intent will always be to sell the house a DMP would seem to be most app...

No indication of an expected cpmpletion date yet, nor when we we might expect to exchange. Obviously once we've exchanged I'll relax a little because you're protected but until then I feel very vulnerable and am worried that with a way out within my reach it could be pulled away cruelly... No excuse...

Hi everyone, I have been reading posts for a long time but I felt it was time to ask a question of my own. I was seriously considering an IVA but have opted instead to sell up and clear the debt that way, I am lucky that I have this option as so many others do not so please do not take offense but u...