In addition the overpayment of housing benefit can be reclaimed from future entitlements and may not be included at all if there was non disclosure. It is not very straightforward so speak with an insolvency firm. Hi Michael, I know this is an old thread but I’ve been doing a search to look for hel...

Thanks all. The first line should have read it’s NOW worrying me, not ‘not worrying me’! It’s a housing benefit debt, in one of the calls, the woman at the council said it’s public money so not included in the debt but creditfix have assured me it is. The only way it can be taken is if it’s proven f...

Hi all I’ll try and keep this as brief as possible because it’s a long story and I’m not very worried. Our biggest creditor of the IVA has issued a CCJ and it’s gone to a court date because ‘they do not accept it as part of the IVA’ they’ve also tried to obtain repayments through my employer. The de...

Can a creditor issue a ccj when debt is in an iva.

Thankyou, that's really helpful. So I need to speak to my IP first, and re read the terms of the contract. The plan was to find the opening of the business using crowd fund, since it offers opportunities for the community. I was also worried that this would be seen as personal income but obviously i...

How straightforward is it to start a company whilst under an IVA? The funding would be via crowd funding and an investor. I've been led to believe that I'd need to be a Ltd company, as a sole trader any profit would need to go to my IVA. Is this a possibility? I'm a bit concerned with bank accounts,...