Only too happy to have been of help to you Carl - I pride myself on the fact that anyone who approaches me for help, receives information and has access to all the options available to them - I am not there just to make a 'client' - if I think there is a more appropriate solution available for that ...

Hi Joanne, I have left a message on your mobile with my contact details, and did receive your initial email, however I am unable to respond back to you by email as the messages keep getting 'bounced back' If you could email me a date and time for me to give you a ring, we can chat further Look forwa...

Hi CarlH82 - we spoke on Monday and I arranged to ring you later as you were going out, but unfortunately you gave me an incorrect mobile number - I have tried to email you to contact me but not had a response, any chance you could give me a ring (number in your email inbox) Many thanks Melanie (Nic...

Have a look on the website I used www.maxavita.com it has loads of info on the supplement and testimonials, but i will personally guarantee you a happy healthy painfree pet, and lest face it that's all we want for our best friends isn't it! expecially in their twilight years!

I have a direct line telephone number for the Co-op which is 01695 53760 (correct number it is short!) this will bypass the expensive line, and is charged at local rate - the account you need to apply for is the Cash Minder account - this account comes highly recommended by clients Hope this helps, ...

Hi Oscar I am the owner of 3 ageing labs, as in my 'other' life outside of debt - I am a fosterer of labs (from puppy farms, training etc and adopting them onto new 'forever homes') I discovered a fantastic supplement for my dogs which has a main ingredient of 'Green Lipped Mussle extract' it sounds...

Hi there I can only confirm the advice from fellow experts and posters - a good idea for you to 'pop on over' to the sister site www.bankruptcyhelp.org.uk which you will find very helpful and full of people in a similar situation to you and your husband, or indeed further along the bankruptcy proces...

Hi Welshlad1927 I am member of Melanie Giles' team, (also called Melanie) I do not have any outstanding calls with clients, so cannot understand why you have not been rung back - could you please do me a massive favour and give a further ring, and we will get back to you straight away. We pride ours...

You can also contact any of the experts on the sit by looking to the left of the screen trawl down to 'forum' select 'experts'and you will be able to contact people from there.

Hi there my advice would be, having started the process either to be strong and ignore the calls - do you have the ability to screen your calls? have you considered changing your number? always an option if it gets too bad OR speak to them advise them that you have commenced an IVA with...and that t...

Congratulations Guy - heres wishing you a stress free 2009 with hopefully your money worries behind you. I love it when a client achieves their goal! it makes the job worthwhile knowing someone has been helped (we spoke initially in July) Melanie.n

Hi 'needadvice' The best advice I can give you is to speak to an IP who can look at your personal situation and give you the correct advice for your particular circumstances. As Kallis3 has stated have alook on iva.com, read some reviews and chat to a couple of the companies on there. Each company s...

Hi there - futher to James & Kallis' posts - not only have I met her, I work for her! and I can completely agree with the comments put here and on other posts on this forum - she is always available for her clients. I can honestly say that each and everyone of her clients comes first, and unlike a l...

I would not be too worried, it is probably due to volumes of work! ask them when it is likely to be sent to you.

Hi there and welcome. I can totally agree with the advice given by Melanie above, and like her have dealt with many Civil Servants in finding the right solution for them. If your relative is seriously considering an IVA have them look on IVA.com for reviews of Insolvency Practitioners to assist them...