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by caraf
Mon Oct 05, 2009 4:50 pm
Forum: Harrassment by creditors ?
Topic: Payment Protection Insurance
Replies: 4
Views: 3457

I actually told Clearstart when we where doing our proposal and they where not interested at all in doing anything with the information or putting anything in the proposal
by caraf
Mon Oct 05, 2009 4:19 pm
Forum: Harrassment by creditors ?
Topic: Payment Protection Insurance
Replies: 4
Views: 3457

Hi All I have Payment Protection insurance with my secured loan which should be in the region of £18K. I should be able to draw this in about 10 months times. I can either take this as cash or reduce the balance on my loan. My question is ; if I take this in cash can i do a Full and Final on my IVA ...
by caraf
Fri Sep 11, 2009 11:37 am
Forum: Ask IVA Forum and Industry experts
Topic: Debt Free Direct
Replies: 11
Views: 1947

Hi
We too are with DFD and have always found them very professional and efficent.
I would recommend them to anyone.
We are 21 months in and it has gone so so fast, best thing we have ever done !!
carol
x
by caraf
Fri Sep 11, 2009 11:33 am
Forum: Ask IVA Forum and Industry experts
Topic: Newbie - am i doing the right thing
Replies: 24
Views: 2939

Hi
We are with DFD too and have always found them very professional and efficent.
It has gone so so fast.
Its the best thing we have ever done too !!!
by caraf
Fri Sep 11, 2009 11:30 am
Forum: Ask IVA Forum and Industry experts
Topic: MY CREDITORS MEETING IS TODAY
Replies: 48
Views: 4479

Best of Luck from me too
Hope all goes to plan.
x



We are over half way through now, cannot believee how fast it has gone. It is the best thing we have ever done.
by caraf
Wed Jul 29, 2009 4:19 pm
Forum: Ask IVA Forum and Industry experts
Topic: Hi
Replies: 5
Views: 1066

Hi all
Not been on for ages and ages.
Everything still going very well with our IVA, not had no major problems or drama's
We are now 19 months in and would like to say its the best thing we ever did !!

Hope everyone else is doing ok and well
carol
x
by caraf
Wed Apr 29, 2009 11:21 am
Forum: Ask IVA Forum and Industry experts
Topic: I have contacted debt free direct
Replies: 145
Views: 15159

Hi Newtoallthis.
Just to let you know that we are with DFD and they have been excellent, very professional and efficent. Our first review last December went well with no increase on payment.
I would highly recommend them to anyone.
carol
x
by caraf
Thu Apr 16, 2009 3:21 pm
Forum: Ask IVA Forum and Industry experts
Topic: Contingency
Replies: 9
Views: 1378

We are a family of 4, 2 adults and 2 teenagers and our contingency is £80.00 per month
by caraf
Thu Apr 16, 2009 9:35 am
Forum: Ask IVA Forum and Industry experts
Topic: how much would we be allowed for food
Replies: 30
Views: 4391

We are a family of 4, 2 adults and 2 teenagers (17&13) and our food allowance is £400.00
by caraf
Thu Mar 26, 2009 1:56 pm
Forum: Ask IVA Forum and Industry experts
Topic: Annual Report
Replies: 4
Views: 1492

Hi Everyone Hope everyone is well and managing ok. We have this morning received our First Annual Report from DFD regarding our first review which went very smoothly and well, no increases. I have a couple of questions : 1. On the top of the report it says : I am the Joint Supervisor of the above na...
by caraf
Thu Mar 26, 2009 11:04 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA meeting tomorrow
Replies: 8
Views: 1485

Good Luck for tomorrow, hope all goes well.
Which company are you with ?

We had a phone call from Clearstart within 5 mins of our meeting.
by caraf
Wed Mar 11, 2009 1:59 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA approved!!
Replies: 17
Views: 2694

Fantastic News
Good luck for the future.

carol
x
by caraf
Wed Mar 11, 2009 9:34 am
Forum: Ask IVA Forum and Industry experts
Topic: GREAT NEWS!!
Replies: 19
Views: 2252

Congratulations.
All the very best, and good luck for the future.

carol
x
by caraf
Tue Mar 03, 2009 11:56 am
Forum: Ask IVA Forum and Industry experts
Topic: timescale annual review
Replies: 4
Views: 1371

RT
We are with DFD I returned all our first review paperwork on the 28th January 2009 and I had a telephone call from them just over 2 weeks later.No increases !!!
by caraf
Thu Feb 26, 2009 1:27 pm
Forum: Ask IVA Forum and Industry experts
Topic: Praise For DFD
Replies: 5
Views: 1138

We are with DFD now and they have been brilliant with us too, no problems whatsoever very efficient and professional in every way !
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