thanks,thats what she is hooked on,big glass every morning

we will or i will,the wife cant drink(19 wks pregnant)
we even cancelled the direct debit together(which might seem sad)
good luck with yours too jan

not sure if this is in the correct place,sorry. we have just made the last payment of our iva. it has been a long 5 years. just want to say,it can put a lot of strain on you but worth sticking out. it is such a relief(i will be framing the cert when it comes,hopefully in 4-6 wks) but has taught us a...

hi, we did our iva in 2004 and at the time we thought are we doing the right thing but we were at the point of losing everything so decided to go ahead with it, it has been hard but it was the best thing we did, I dread the annual reviews every year and hold my breath untill we get the reply but the...

I think this is what happened as we have a different person dealing with our case each year and we did not have it in writing it was just the say so of the person dealing with it at the time. At least the person dealing with it this year brought it to our attention before we received a letter from t...

within the first few months of starting our iva we had to take a 3 month holiday and were told that those 3 payments would be put on to the end of the iva. we are now nearing the end of our 4th year and have just been contacted by our ip saying that 2 payments are now due by the end of march or we w...