Hi Melanie,

many thanks for that information, you've been most helpful. I shall try to call your colleague Andrew Graveson.

many thanks
Stuart

Hi Melanie,

Once again many thanks for your prompt reply. In my position what would you say is the best move forward? Go back to the Banks or consider something like a Debt management programme?

I wish I had clearer advice like this from the start!

many thanks

Stuart

Hi Melanie, Thank you for your very quick response! What the IP adviser told me was that I could offer each of the loan companies a lump sum final payment of at least 25% in full and final settlement of the loan. I was told to inform them that my financial situation was not good and that if they wer...

Hi there, Hope someone can help offer me advice. I run my own FSA regulated business and to strealine costs I've taken advice off an Insolvency practitioner. My problem is I have 3 o/s personal loans which total around £20k which cost me around £1,100pm which I'm unable to keep supporting and have f...