Search found 23 matches

Search found 23 matches Page 1 of 2
by mickhaynes2
Mon Jun 12, 2017 7:12 pm
Forum: Ask IVA Forum and Industry experts
Topic: Iva finished today
Replies: 9
Views: 993

Hi, in that case, why didn't they come forward, when my IP contacted them,
gave them 21 days but had nothing back, it is the only black mark against my name,
on Equifax, will it be worth my wife making them an offer, also how do I get it removed,
as they cant come after me for the money.

Mick
by mickhaynes2
Fri Jun 09, 2017 10:20 am
Forum: Ask IVA Forum and Industry experts
Topic: Iva finished today
Replies: 9
Views: 993

Hi Lisa, one of the Debts was a joint Bank account, with my Wife, we have heard nothing
since Iva started, 3 years ago, the Iva, was just in my name
by mickhaynes2
Fri Jun 09, 2017 9:58 am
Forum: Ask IVA Forum and Industry experts
Topic: Iva finished today
Replies: 9
Views: 993

Hurray, just had call from IP, had to wait 21 days as 2 creditors, never made a claim,
and they still haven't, but what happens if they contact me, in 6/12 months time, asking for money
by mickhaynes2
Sat May 20, 2017 4:23 pm
Forum: Ask IVA Forum and Industry experts
Topic: In iva and due to receive inheritance problems.
Replies: 5
Views: 796

Hi I just had the same, I owed £51,000, paying back £400 per month, 3 years gone received Inheritance, ended up paying back £63,000 + the £15,400 I had already paid, tried to interest from HMRC quashed, no chance, also £12,225 fees, so total paid back is about £78,500, ridiculous warning to others i...
by mickhaynes2
Thu May 18, 2017 5:11 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA charges
Replies: 51
Views: 3897

That's fine, but where is the quick links details, thank you for all your help Kallis3
by mickhaynes2
Thu May 18, 2017 4:16 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA charges
Replies: 51
Views: 3897

It must do - otherwise they can't be paid anything. There will be a section in there about the Nominee and Supervisors fees - what basis they are calculated at (fixed, percentage, time spent) and the initial estimate. If you want to email it to me I can take a look for you. That would be great, whe...
by mickhaynes2
Thu May 18, 2017 3:37 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA charges
Replies: 51
Views: 3897

That would be great, where do I send it, Thank you
by mickhaynes2
Thu May 18, 2017 3:12 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA charges
Replies: 51
Views: 3897

It doesn't mention anything about fees
by mickhaynes2
Thu May 18, 2017 2:54 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA charges
Replies: 51
Views: 3897

Hi again, yes ive found them now, I just need to know, if the figure seem ok,
as I'm paying tomorrow, it just seems a lot about £2700 per year,
for 3 years, but now the total has gone up to over 12 so that's 5000 extra for me completing.
Early through Inherritance
by mickhaynes2
Thu May 18, 2017 12:02 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA charges
Replies: 51
Views: 3897

Hi Lisa, thank you for your replies, all I want to know is, if the fees are fair Just had my Statement through, for completion, I have been charged, £2000 Nominee Fee [£12,225, Supervisors fees] I've paid in £15,600, so after 38 months I have basically paid £775 of my Debt, surely this cant be corre...
by mickhaynes2
Wed May 17, 2017 3:59 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA charges
Replies: 51
Views: 3897

AS of February this year I owed £7,602 so to close my Iva has cost me another £5000,
I cannot find anything in original Proposal, apparently fee is charged on percentage basis
it just seems very steep to me, who can I get advice from,, Citizen advice
by mickhaynes2
Wed May 17, 2017 2:31 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA charges
Replies: 51
Views: 3897

Just had my Statement through, for completion, I have been charged,
£2000 Nominee Fee
£12,225, Supervisors fees
I've paid in £15,600,
so after 38 months I have basically paid £775 of my Debt,
surely this cant be correct
by mickhaynes2
Tue May 16, 2017 12:25 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA charges
Replies: 51
Views: 3897

They had a meeting, regarding trying to get interest removed, but HMRC refused. was told meeting would cost me,
£300/£400 I've paid 38 x £400 and have to pay them £10, 000 in fees which leaves about £5,200 to creditors seems ridiculous
by mickhaynes2
Tue May 16, 2017 7:22 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA charges
Replies: 51
Views: 3897

Morning, coming to the end now, due to inheritance, reading through my original contract, there's a section that says, Watch Portfolio management-standard modifications Nominee Fee The Nominee Fee will not exceed £2000 Early Settlement In the Event the arrangement should come to an early conclusion ...
by mickhaynes2
Thu Apr 27, 2017 1:53 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA charges
Replies: 51
Views: 3897

Hi, just found out HMRC wont quash the interest, leaving me with £12000 to pay out of my inheritance, seems very unfair, only 2 years to go, should have asked my mother to change her will, if I was psychic and new she was going to Die, warning to people who might inherit any money during an Iva, get...
Search found 23 matches Page 1 of 2
Go to advanced search