A little update that may be of use to others... Finally got a reply from my provider today. Hardly touched any of my requests for information, but did say latest (and totally unexpected) demand was based on P60 2017. The only way it could be wrongly calculated was if I had deductions such as pension...

Thanks Foggy. I've already asked the to send me details of their complaints procedure, and they said they would. Nothing... Phoned today and they confirmed my emails and phone calls were logged. I asked why they were refusing to respond, and the person taking my call didn't know. She agreed to email...

Thanks Foggy. Is it possible to make a F&F offer once I'm informed the IVA has failed? I believe this latest demand is for an amount already added to the end of the plan. Same amount, from the same financial year - and it's rare I get paid any overtime. Unfortunately Payplan won't respond to my emai...

Hi, I'm with Payplan and our relationship is very poor at the moment. Any help very welcome... Month 57 of 60. £29k paid into IVA, £30k debt. 6 extra payments now added (max allowed in plan) to cover PPI, 2 missed payments, unpaid earnings. Own my house, and possible remortgage is included in the pl...

Thanks Michael and Foggy. I will keep trying to get my IP to reduce the level of payments to my surplus, but they don't seem very interested at the moment...

Hi All, sorry to hijack this thread, but I am also at the last 6 months of my IVA and unsure about what to do next... My IVA was 60 months, with 6 months at the end for any outstanding payments (overtime, missed payments, etc). I am at month 54. I have missed 2 payments with IP permission, for emerg...