Hello All, Thanks for your replys. I checked all my paperwork and I have a letter from Argos dated 03/12/07 that informs me that they aknowledged the completion of my IVA and that their records have been updated. From Jan 08 and until last month the account on my credit file showed that the default ...

Hello, My IVA started on 03/10/03 and was completed by a F & F settlement on 07/10/07. I eventually got all the creditors within the agrrement to change the default date to the IVA start date and they all marked the accounts on the credit agencies as either "Settled" or "Partial Settlement". Today, ...

My other concern is that Capquest were sold the debt by Intelligent Finance. So Intelligent Finance were included in the IVA but Capquest were not. Can someone confirm that a debt that was included in an IVA and then sold on to a different company, is still legally bound by the conditions of the IVA...

Thanks Andy, I was pretty sure that this company were trying it on. I have to wait until Monday to contact the 'IP' who dealt with my arrangement. As for writing to 'Mr Mike Daniels', I think the reason I got these letters were because I wrote the the 'Data Control officer' at the company with copie...

Hello, my 'IVA' was completed on 01/10/07 with a 'First and Final' payment. The 'IVA' started on 07/10/03. After checking my Credit reports with 'Experian' & 'Equifax', I noticed that none of the accounts within the 'IVA' had been shown as 'Saisfied' or 'Partially Settled'. I sent all of the credito...