Perhaps I am just being too honest? I would constantly worry as having got as far as getting an IVA approved, I would do anything to make sure it worked as every little overpayment would surely be a positive thing if for some reason there were problems later on on the IVA road. Kandh makes the best...

How about when PayPal transfers appear on your Bank Statements and your IP requests statements when you have a review, then they will know!!!

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It's all fun & games, until someone loses an eye!!

Hello

If you are on an IVA and you wish to sell some items on Ebay, do you have to hand over 50% of any money that you receive??

Thanks in Advance

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It's all fun & games, until someone loses an eye!!

I spoke to the IVA advisor at CCCS today and they are inclined to advise me that I should stay on a DMP for my debts and my wife goes onto an IVA for her debts, although they are going to speak with an IP tomorrow to get their view. =========================== It's all fun & games, until someone los...

The £280 is the amount that is currently disposable to the both of us and this will increase to around £400 in January. I have been trying to look at this from a different angle since my last post. If it was possible for me to borrow a lump sum (say £20k) from a family member, what are the chances o...

After reading this thread again, I don't think it would be possible for me to get an IVA for the amount I owe. I only have 2 creditors myself and an additional 1 which is joint with my wife. My 2 are with Moorcroft Debt Recovery (Argos) and Egg Card. The joint debt is with GE Money. What options do ...

MelanieGiles wrote:

What percentage of the total income do you and your wife earn?

I earn about 70% of the total income.

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It's all fun & games, until someone loses an eye!!

I think that it is a brilliant idea, especially for those people that may be on a tight budget. The idea of not being able to withdraw funds until November will take the temptation away from those that may want to dip into the fund early. With 200 retailers signing up to this also gives the saver a ...

Would I not be able to get a joint IVA with my wife for the total amount of £41K?



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It's all fun & games, until someone loses an eye!!

Thanks for the replies guys The debt is mainly my wife's. I'd say £34k my wife and £7k mine. The major creditors are Goldfish, Egg, GE Money and Mark & Spencers and the rest of the debt is split between about 7 other creditors. The majority of them have stopped all charges and interest, but GE Money...

Hi Have spent the most of today reading this forum and there is a lot of good info being passed on. My wife and I are currently 10 months into a DMP with the CCCS and we pay £280 a month on £41k worth of debt (About 10 Creditors). Currently this will take us over 12 years to pay off [:0] CCCS advise...