At the moment I'm in college, trying to get to Uni, with the view of trying to get a part time job whilst in college. I have 2 children aged DD 8 years and DS 9 months. All of the debt is in my name. I was made redundant in 2005 (my husband was too at the same time), and most of the debt seems to of...

Hi I'm currently in £21000 debt, as follows: HSBC overdraft £2000 HSBC Credit Card £6000 Capital One CC £5000 Loans (x2) £8000 I am currently not working, but my husband is on 29000 per year. We have a mortgage and monthly outgoings on bills, leaving us with not much spare income. Would I qualify fo...