YES, WE HAVE A HOUSE, A MORTGAGE FOR £92000, A SECURED LOAN WITH ENDEVOUR PERSONAL FINANCE FOR £30000, WITH HAVE BEEN IN THIS PROPERTY FOR ALMOST 6 YEARS. CURRENT APPROX VALUE OF OUR HOME IS £152000. YES WE HAVE AN EQUITY RELEASE OBLIGATION IN YEAR 4. OUR IVA IS TO LAST OVER 5 YEARS AND OUR TOTAL DE...

WE ARE CURRENTLY IN AN IVA WITH DEBT FREE DIRECT. WE HAVE RECENTLY BEEN CONTACTED BY IVAC WHICH LED TO US RECEIVING A CALL FROM BANKRUPCY UK. IS IT TRUE THAT AFTER 5 YRS WE WILL STILL HAVE TO RE-MORTGAGE OUR HOME TO PAY OFF WHAT WE OWE? WE WERE ORIGINALLY TOLD WE WOULD BE DEBT FREE WHEN OUR IVA ENDS...