Hi thanks for reply, How much shall i offer natwest which they likely to accept.Shall i also tell them that i might be going out of country for long time. If you could please give me a rough figure which i can offer them. I am able to manage 5,000 in lump sum, but give me an idea. thanks

Thanks for the reply. Well I have another creditor too. Orange for about 3,000 pounds. So My questions are: If i go for IVA , Will it be based on 30000 or 15000.Is innterest waived? What will Natwest normally agree for monthly payment? What if after IVA is setup I pay lump sum, will It be on my cred...

Hi all. Im new to this forum. How is everyone doing. I have loan of 15000 from Natwest which has grown to 30,000 after interest. I only paid about 100 pounds in 18 months or so.My questions are: 1.Shall i go for IVA? 2.If i apply for IVA , will it be based on 15,000 or 30,000? 3.What will happen to ...