Search found 103 matches

Search found 103 matches Page 1 of 7
by Adders
Fri Mar 09, 2012 9:45 pm
Forum: Ask IVA Forum and Industry experts
Topic: credior taking money from my account, in a IVA
Replies: 31
Views: 3996

Is your debit card a visa. If so ask your bank to do a charge back. If they deny knowledge of this ask to speak to a supervisor. The transaction is without your authority and is protected under the visa charge back scheme. Goggle it plenty of articles on it on not well known about
by Adders
Sun Jan 08, 2012 9:54 pm
Forum: Ask IVA Forum and Industry experts
Topic: In-correct Default date - Capital one
Replies: 30
Views: 7517

Im having the same issue. What address did you write to. I've sent three letters but had no reply
by Adders
Sat Dec 31, 2011 6:42 pm
Forum: Ask IVA Forum and Industry experts
Topic: Credit unions post IVA?
Replies: 20
Views: 2922

I was with a credit union throughout my iva. When the iva finished they agreed a loan to finance a car. Stating they look at ability to pay and if I can pay an iva for five years then now its finished I can afford the loan.
by Adders
Wed Dec 07, 2011 1:10 pm
Forum: Ask IVA Forum and Industry experts
Topic: Why can't IVA holders get position as Parent Governer ?
Replies: 19
Views: 2974

A trustee is slightly different from school governor. The law does stop you being a trustee. I suggest the poster rings. County council governor service and see what the policy is. As I have said my area clearly states iva are ok but not bankrupts
by Adders
Mon Dec 05, 2011 5:51 pm
Forum: Ask IVA Forum and Industry experts
Topic: Why can't IVA holders get position as Parent Governer ?
Replies: 19
Views: 2974

I have been chair of governors at a school throughout my iva. The county council said its only bankrupts that cant
by Adders
Mon Nov 14, 2011 9:07 am
Forum: Ask IVA Forum and Industry experts
Topic: Credit report. Anyone any idea what this means ..
Replies: 11
Views: 2035

Hi dont worry about it. It is purely an id issue. Callcredit are notorious for having peoples addresses slightly different so it doesn't match automate. They had me with a totally wrong postcode. All that happens is that a human will just link your address manually then your account opens usually in...
by Adders
Wed Nov 09, 2011 7:29 pm
Forum: Ask IVA Forum and Industry experts
Topic: Co-op debit card
Replies: 17
Views: 4873

i can cast a bit of light on this one, as it has happened to me a few times with another bank card. In short it is nothing to do with your account. Some banks set up floor limits on there bank cards before they have to get a full authorisation code down the telephone line some have this set as zero ...
by Adders
Sun Oct 09, 2011 1:26 pm
Forum: Ask IVA Forum and Industry experts
Topic: Contact details fro Natwest
Replies: 13
Views: 2952

I tried the data controller route. Not even a reply! eventually sorted it by registering a complaint on there web page. Got a written response saying they aim to sort it within 10 days. Let's see what happens.
by Adders
Sat Oct 08, 2011 9:46 am
Forum: Ask IVA Forum and Industry experts
Topic: Contact details fro Natwest
Replies: 13
Views: 2952

Telford is the current account. Send it recorded. I've wrote twice and they deny getting it. Im having real problems with them to.
by Adders
Tue Sep 27, 2011 1:22 am
Forum: Ask IVA Forum and Industry experts
Topic: Security vetting with the Police.
Replies: 6
Views: 2725

Its five dependant. If you notify them and send the completion cert I dont think you will have a problem
by Adders
Sat Sep 24, 2011 9:32 pm
Forum: Ask IVA Forum and Industry experts
Topic: Security vetting with the Police.
Replies: 6
Views: 2725

The vetting for you is for criminal connections and convictions. They will only credit check your son in law not you.
by Adders
Fri Sep 16, 2011 9:31 pm
Forum: Ask IVA Forum and Industry experts
Topic: Credit After IVA Good News
Replies: 14
Views: 2259

Must say though its a terrifying thought taking on credit again. That will be it until it's payed off
by Adders
Fri Sep 16, 2011 9:29 pm
Forum: Ask IVA Forum and Industry experts
Topic: Credit After IVA Good News
Replies: 14
Views: 2259

Well about 3 hours ago thought it was a Vauxhall Insignia until the dealer rang me and stated the information on the internet was wrong. In fairness i should have known it was to good a deal. Will just be nice to have a reliable car
by Adders
Fri Sep 16, 2011 9:22 pm
Forum: Ask IVA Forum and Industry experts
Topic: Credit After IVA Good News
Replies: 14
Views: 2259

Well to say im amazed is an understatement. Finished my IVA in June this year. Its still on my file but shows as settled. Throughout the IVA i've been saving what i can with a credit union. On the off chance i enquired if they would finance a new car. After an open and honest talk about the IVA the ...
by Adders
Thu Sep 15, 2011 7:35 pm
Forum: Ask IVA Forum and Industry experts
Topic: savings or new accounts after the IVA
Replies: 9
Views: 1855

Hi the coop opened a savings account for me although the iva was on my file it showed as completed they stated that was fine. Also got an online saver with halifax.
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