thank you for your replys. I guess remortgaging is an option. We owe 220k and its been valued at 295k. How does it work do you need to leave 5% so you remorgage at 95%? does that mean i can release funds up to 280k if accepted? I could leave one loan in place for £183 per month. Does anyone know rou...

Help! Need some advice please... My husband and i are approx 73000 in debt. We have always paid our repayments in fact we have never missed one but lately they may have been not quite always on time (but they do get them!) I had a second child in June and unfortunatly could not afford to go back to ...