Hi there.....definitely 6 years after the IVA was registered. But do make sure you check your credit file with all appropriate agencies. I had to write to many creditors as they had incorrect dates regarding settlement of the debt etc or even date IVA was registered.

Does anyone have the contact details for Max Recovery (email/address) - I am trying to correct some information on my credit file.

Thanks,

To be honest Mel I have no idea, I don't believe so - the company I worked for which was UK based failed to pay a couple of bills for rental, utilities etc - the lease was under their name - but I'm been chased as they knew me personally.

I have just received a letter from a debt recovery firm based in the USA. I worked over there for a while, it would appear that the company I worked for at that time didnt pay some bills approx $500....and are now chasing me for the debt - should I pay or what is the possibility of them demanding it...

All now resolved - so the letter Mel and her team wrote worked

Mel and her team have helped me out today by writing a formal letter - hopefully they may take notice of this - timing in my opinion is excessive and should have been dealt with sooner (insolvency registrar). If this doesn't work I will start with a formal response quoting the Data Protection Act to...

Hi, Any advice would be gratefully received, my IVA was finalised earlier this year (Feb 10) through a combination of F&F and 5 years was up.......yet my details still appear on the insolvency register. I have twice asked for my details to be corrected but as yet with no success. Is there anything I...

Hi, I am sure this has been answered many times but can't seem to find what I am looking for: 1. My F&F was proposed in July 09, accepted in Dec 09, and I finally received my completion certificate Feb 10 (roughly), yet my name still appears on the insolvency register....who's responsibility is it t...

Finally - had my F & F approved 2day........it's fantastic news - coming to the end of nearly 5 years in my IVA - I was made redundant mid way through 2009 with only 6 months remaining...... Just want to say a big thank-you to Mel and her team (Gareth) who have helped me out over the past 5 years - ...

Hi Wooster, I was made redundant a few months ago without any redundancy package - I have struggled to gain employment as many organizations have undertaken financial checks and as a result, had a number of offers withdrawn due to the fact I am in an IVA - even though at the time I had only 6 months...

This one is for the experts..... Do you or know of anyone I can approach or give me some sound advice regarding accounts/tax etc for myself - the intention is to move to the USA as mentioned in previous posts and would like some help or assistance in setting myself up either as a Ltd Company or Sole...

Thanks Melanie, I am getting increasingly frustrated here in the UK by most employers attitude and not being given a 'second chance' as you rightly point out. I have been honest with all the potential employers only to be rejected through my financial woes. Unfortunately, the majority of vacancies a...

Thanks Michael, I have been in touch with my IP offering a F&F due to the redundancy (all though it's not the full amount) and are awaiting this to be proposed to the creditors. I have had a couple of job offers withdrawn due to my IVA hence looking to set up as a limited company and try my luck els...

Im sure this has been answered on the forum many times, but for clarity. Am I right to assume that although still in an IVA I can set up my own limited company ? and that I can be a director of that company ? I also need a business bank account ? Any ideas which banks to start approaching seen as I'...

Well the news is as expected, officially redundant. I am only to receive 4 weeks statutory redundancy - thats not going to go far. Have to work notice period too....... Awaiting contact from the IP. Have approached my mortgage company/utilities company advising of the situation only to b told that a...