Hello again and thank you for answering my previous post. I have a question now that has sort of put me in a quandry. As you know I have contacted Abacus Management who have told me I am eligible for an IVA and yesterday received the paperwork. However, yesterday I also had an appointment with the C...

Hello. This is my first post and I am at a bit of a loss as to where to start. I guess I want to ask how people felt when they realised that they couldn't stick their head in the sand anymore and something had to be done. I feel as if I am walking around with a big sign over my head saying "failure...

Hello. This is my first post and I am at a bit of a loss as to where to start. I guess I want to ask how people felt when they realised that they couldn't stick their head in the sand anymore and something had to be done. I feel as if I am walking around with a big sign over my head saying "failure...