my iva is due to finish in a couple of months (after 5 hard years) however i,ve just be sent a income and expenditure review to fill out(anniversary coming up) , so do i still need to do fill in this form and work out my surplus income ?? confused as when i spoke to someone at my IP earlier this yea...

IVA concludes in september, i will see if i can get some money from family members but things are tight for everyone. just wanted to know if anyone has had experiance in these matters and what are the chances of acceptance?

Hi, Coming to the end of my IVA in September (got about £1500 left to pay) , however my wife is pregnant (10 weeks) so need to start saving and organising the house for the new arrival. It will be our 2nd child so need to start making arrangements. I had a variation few months ago which was accepted...

they just called and acceppted the variation ...phewww heart attack over!!:)

called them , they advised the votes are still being calculated.(not sure what that means?)

My variation meeting was this morning, but no one has called me to say how it went yet? is this a sign of bad news ? someone told me if it was approved they call you up to tell you the good news if its rejected they just send out a letter. not sure if i should call them ? (don;t want the bad news)[:(]

hi i'm coming to final year so IVA would be complete august 2011, would i still need to do a income and expenditure review and would they still want to see my wage slips in august 2011?

thanks for the quick reply, i think we need to clear it soon as as my circumstances have changed (thats another story), would i have to tell my iva provider my wife is getting a loan to help me clear off the iva, would they have any issues with that?? or can i say my wife is willing to pay off the f...

hello, i am in a iva(17 months left) but my wife is not , could she loan me money to offer as a full and final amount?? if she has not got enough she is willing to take a loan out to pay off the remainder of my iva as the loan payments will be drastically lower than my iva payments at present leavin...

Hi i;m in my fourth year of an IVA but my job role has changed to a more feild based role. Now the company are saying keep your receipts and claim back your expenses (fuel,hotel,food,drink costs). Being in a IVA money is very tight and i can't afford to pay for these upfront even though they will gi...

hi just checking does your IVA fail if you miss 3 payments (throughout the 60 month course)? or 3 consecutive payments?. Asking becuase i need to miss a payment (need to fix car and buy baby stuff)but i missed 2 payments already about 20 months ago. They did put the IVA up to compensate though. Paid...

Does anyone know what happened to Accuma do they still exsist. I know GT have taken over. Did they merge together or did accuma cease to exsist? Or are the same people at Accuma working for GT now?

I pay £485 a month in my IVA (its been two years now ) , my last post :- http://www.iva.co.uk/forum/topic.asp?TOPIC_ID=6898 stated we were having a child and needed to rent somewhere bigger and with all these extra costs i was advised to take a bankruptcy, we managed to re juggle finances so we mang...

ok I may be able to raise a lump sum from my parents to pay off this IVA, now the only problem is it may take a couple/few months to organise the money and I need to move house and cannot afford to pay the IVA and the new rent. Along with this I need to start purchasing baby products for the new arr...

thats it now i need to decide weather to take the bankruptcy or try debt management? which way do i choose, i wanna eventually buy a house but stuck at the moment. I have no assests at the moment so is BR such a bad option? or go with a debt management company to negoiate my debt down and pay what i...