I have just had a very productive phone conversation with equifax who have finally responded to my requests to mark up my credit file (Although a little late in the day) They have confimed what you have informed me that all the undesired credit history shown on my file will auomatically 'drop off' o...

Hi
Thanks for your advice I will see what the new year brings
despite these problems to any one who has concerns there is life to be had after the IVA is up and running and eventually sorted. The removal of the debt pressures is amazing in itself. Good luck to all who are embarking on this jouney

i have written to all the credit reference agancies and equifax are the only one that seem to refuse to mark up the IVA entry as satisfied. I have written twice both times including the completion certificate. I have telephoned and at the request of equifax faxed a copy of thecertificate to them, bu...

I entered into an IVA agreement in Dec 2001 which was successfully competed and finalised in June 2003(Certificate of completion issued and retained by myself) I now find over 4 years after its completion I am unable to get any credit IE car loan etc. Should this be the case if not any suggestionsas...